You're scrolling for design inspiration, picturing that dream kitchen or spa-like bathroom, and feeling an itch to remodel. This blog will help you navigate the challenges to a successful remodel, minimizing stress and maximizing results.

This is the era of off-the-beaten-path travel. Think hidden waterfalls in Costa Rica, ancient villages in the Georgian mountains, or exploring the vibrant street art scene in Medellín.

Let's face it, getting a good price on a new car and securing affordable financing can feel like climbing Mount Everest. But don't worry, with a little preparation and savvy tactics, you can conquer these challenges and save some serious cash.

Are you feeling overwhelmed by juggling multiple debt payments every month? High-interest rates, varying due dates, and the stress of trying to manage everything can make it feel like there’s no way out. The good news is that a personal loan for debt consolidation can help simplify your finances, reduce debt, and take the stress out of managing money.

The holiday season is a time of joy, giving, and celebration. Yet, for many, the pressure to buy gifts can tempt even the most diligent savers to rely on credit cards. But, without a clear plan, you might find yourself starting the new year with unwanted debt.

The holiday season, with its festive lights and joyful gatherings, is upon us. But with the cheer comes the challenge of gift-giving and tipping. Many of us feel the pressure to show our appreciation through presents and tips, but how do you balance your budget while still spreading holiday joy? In this guide, we'll walk you through how to plan your holiday shopping — all while making sure you don’t break the bank.

Cold drafts and high energy bills can be a real pain when the temperatures drop. But don't worry, we've got you covered with some top home improvement projects that will help keep your home warm and cozy all winter long.

In today's world, where every dollar counts, finding ways to maximize your spending can significantly benefit your financial health. One of the most effective strategies is leveraging credit card rewards.

Turn Your Loose Change Into Savings

At SCU Credit Union, we offer you convenient and hassle-free coin counting services. Whether it’s spare change from the couch cushions or a jar full of coins, our self-service coin counters are here to save you time and effort.

Today, managing finances has become increasingly convenient thanks to the SCU Mobile App and CardValet. These tools offer a range of features designed to make banking easier, enhance security, and save you money.

Life is unpredictable. Whether it's a sudden medical emergency, an unexpected natural disaster like a flood, or the surprise of car repairs or home improvement needs, these unforeseen events can disrupt our financial stability. That's why having an emergency savings account is crucial.

If your auto lease is coming to an end, you might be wondering what your next steps should be. This can be both an exciting and a daunting time, as you decide whether to renew your lease, turn in your vehicle, or perhaps even purchase the car outright.

Credit cards can be more than just a tool for making purchases—they can be a way to earn rewards. If you're like most consumers, you may not be fully utilizing the benefits that come with credit card rewards.

Home energy assessments, also known as home energy audits, are a great way to learn how to save money on your energy bills and reduce your environmental impact. Mass Save offers home energy assessments to residents of Massachusetts at no cost.

When it comes to personal finance, there is no one-size-fits-all approach. However, one thing that is essential for everyone is having a budget.

If you bought a home in the last two years, you might be wondering if now is a good time to refinance your mortgage. One significant factor to consider is the possibility you could get rid of PMI (private mortgage insurance). 

Planning a vacation is one of life’s most exciting endeavors. Whether you’re picturing yourself lounging on a pristine beach, exploring ancient ruins, or dining in a quaint European café, the anticipation of a getaway can bring immense joy. But to make that dream a reality, smart saving is essential. That's when an automated savings account comes into play.

Considering an electric vehicle (EV)? Explore affordable new & used EV options, federal & Massachusetts EV incentives, and cost-saving tips get you in a greener ride!

Is it time to start talking about shredding our checkbooks?

Choosing the right mortgage can be as crucial to your financial health as selecting the right home is to your personal happiness.

 Building a relationship with a commercial lender before you get started on getting a loan can be invaluable.

A HELOC is a powerful financial tool, but it's vital to understand the terms and use it responsibly.

Loan-to-value (LTV) is the percentage of a home's value that is financed by a mortgage, including a home equity line of credit (HELOC).

Understanding the Draw Period of a Home Equity Line of Credit, or HELOC, will help you know if a HELOC is right for you.

Massachusetts is getting serious about sustainability! Seize the opportunity to upgrade to energy-efficient solutions, maximize your savings, and contribute to the collective effort in combating climate change.

Negotiating with a car dealer can feel intimidating, but with some preparation and the right tactics, you can save money on your car purchase.

Rising interest rates have given savers a real opportunity to see their savings grow.

With a Home Equity Line of Credit (HELOC), it's important to understand the difference between interest-only payments and principal and interest payments.

Let’s go through some of the more challenging parts of automotive financing.

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The Mass Save® Heat Loan program presents residents with 0% interest loans, making it substantially easier to manage the upfront costs of energy-efficient upgrades. Imagine being able to enhance your home's comfort and value, all while keeping your savings intact.

A money market account can be a great way to earn more interest on your savings without being tied down to a long-term investment.

Refinancing your car loan can often be a smart financial move, potentially saving you money. Here's why you should consider it.

Earning points using your SCU Credit Union Debit Mastercard^® is easy... and redeeming the points you earn is fun. With uChoose Rewards^®, whether you're filling up the tank, making the weekly grocery run, or shopping online, every time you use your Debit Mastercard^® adds valuable points.

When you get your mortgage from us, you’ll always know where to go with questions. That’s because we service every home loan we make. Whether you’re making a payment or asking a question, you’ll work with the same friendly team throughout your loan.

When is the best time to buy a home? Whenever you are ready. Whether home prices are rising or dropping, supplies are tight or plentiful, you can be a successful house hunter.

By integrating technology with financial expertise, SCU Credit Union is helping individuals plan for a brighter and more secure financial future with robust budgeting tools.

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Are you confused about the differences of share certificates and Certificates of Deposit? Our latest blog entry highlights the differences between the two, and how SCU will help keep your money safe and insured.

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As the credit card bills from the holiday season begin to arrive, many of us experience a phenomenon known as "Santa shock." Its primary symptoms include the aftermath of a disorganized household and disrupted daily schedules, coupled with the looming presence of credit card statements revealing the ghosts of past purchases. Learn how to bounce back by reading our guide to Santa Shock Recovery on our latest blog post.

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Struggling with debt? You're not alone. Building a plan and choosing a strategy are the first steps to ditching debt and building a brighter financial future.

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With student loan payments set to resume in October, you're probably wondering what you need to know. Our latest blog post addresses your questions and provides essential information on dates, helpful links, and crucial next steps to take.

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From reducing stress and debt to enhancing savings and fostering smarter spending habits, embracing a monthly budget empowers you to take control of your finances and pave the way to lasting financial freedom. Our latest blog posts highlights eight benefits to creating a monthly budget to help shape your financial future.

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When used responsibly, credit cards offer convenience, security, and numerous financial benefits. However, if not managed carefully, they can lead to a cycle of high-interest debt. For individuals facing mounting credit card debt and struggling with high interest rates, a credit card balance transfer can be a game-changer. In this blog post, we'll explore the benefits of credit card balance transfers and how they can help you regain control of your finances.

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If it sometimes seems like #scams are everywhere, it’s because they are! 

Read on to learn all of our tips on how to recognize and protect yourself from scams.

A recent study found that finances were one of the most frequently cited causes for stress and anxiety. Take a look at how improving financial stability can help improve mental health and lead to peace of mind and improved relationships on our latest blog post.

While it may seem exciting to get a refund check from the government, getting a tax refund essentially means you've been providing the government an interest-free loan throughout the year, and now they're paying it back to you. Our latest blog explains why getting a big refund isn't "free money" and how you can lower your refund next year.

Inflation levels are steadily increasing, which makes budgeting and saving even more difficult. Our latest blog post highlights some simples ways you can help minimize the effects of inflation on your personal budget.

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Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

Do: Determine your actual credit score

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