Are you feeling overwhelmed by juggling multiple debt payments every month? High-interest rates, varying due dates, and the stress of trying to manage everything can make it feel like there’s no way out. The good news is that a personal loan for debt consolidation can help simplify your finances, reduce debt, and take the stress out of managing money.

The holiday season is a time of joy, giving, and celebration. Yet, for many, the pressure to buy gifts can tempt even the most diligent savers to rely on credit cards. But, without a clear plan, you might find yourself starting the new year with unwanted debt.

Cold drafts and high energy bills can be a real pain when the temperatures drop. But don't worry, we've got you covered with some top home improvement projects that will help keep your home warm and cozy all winter long.

Turn Your Loose Change Into Savings

At SCU Credit Union, we offer you convenient and hassle-free coin counting services. Whether it’s spare change from the couch cushions or a jar full of coins, our self-service coin counters are here to save you time and effort.

The end of the year can be a stressful time for many people, with holiday expenses piling up on top of regular financial commitments. That's why many credit unions, including SCU Credit Union, offer programs like "Skip a Payment" or "Defer a Loan Payment" to provide a little financial breathing room during the holiday season. 

Life is unpredictable. Whether it's a sudden medical emergency, an unexpected natural disaster like a flood, or the surprise of car repairs or home improvement needs, these unforeseen events can disrupt our financial stability. That's why having an emergency savings account is crucial.

If your auto lease is coming to an end, you might be wondering what your next steps should be. This can be both an exciting and a daunting time, as you decide whether to renew your lease, turn in your vehicle, or perhaps even purchase the car outright.

When it comes to personal finance, there is no one-size-fits-all approach. However, one thing that is essential for everyone is having a budget.

Planning a vacation is one of life’s most exciting endeavors. Whether you’re picturing yourself lounging on a pristine beach, exploring ancient ruins, or dining in a quaint European café, the anticipation of a getaway can bring immense joy. But to make that dream a reality, smart saving is essential. That's when an automated savings account comes into play.

Scammers are becoming increasingly sophisticated in their attempts to steal personal and financial information. Here are some of the most prevalent scams targeting checking and savings accounts.

Is it time to start talking about shredding our checkbooks?

Spoofing can make a call or text seem legitimate, displaying a familiar name or number on your caller ID.

Understanding the Draw Period of a Home Equity Line of Credit, or HELOC, will help you know if a HELOC is right for you.

With a Home Equity Line of Credit (HELOC), it's important to understand the difference between interest-only payments and principal and interest payments.

When you get your mortgage from us, you’ll always know where to go with questions. That’s because we service every home loan we make. Whether you’re making a payment or asking a question, you’ll work with the same friendly team throughout your loan.

Discover the future of effortless transactions with SCU Credit Union! In this quick guide, learn how to link your SCU Credit Union Debit Mastercard and SCU Credit Union Visa Credit Card to Apple Pay and Google Wallet. Enjoy the convenience of contactless payments, enhanced security features, and real-time transaction alerts. 

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Government shutdowns can have devastating consequences, impacting everyone from government employees to local communities. Learn about the effects of a government shutdown and how SCU Credit Union can help you in the event of a shutdown.

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Scammers are capitalizing on financial worries, using threats and manipulation to coerce victims into paying non-existent debts. Don't let fear and deception lead you into their traps. Learn how to spot these scams and safeguard your finances with our latest blog post.

With student loan payments set to resume in October, you're probably wondering what you need to know. Our latest blog post addresses your questions and provides essential information on dates, helpful links, and crucial next steps to take.

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When used responsibly, credit cards offer convenience, security, and numerous financial benefits. However, if not managed carefully, they can lead to a cycle of high-interest debt. For individuals facing mounting credit card debt and struggling with high interest rates, a credit card balance transfer can be a game-changer. In this blog post, we'll explore the benefits of credit card balance transfers and how they can help you regain control of your finances.

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The United States Postal Service recently raised the price of a First Class stamp from 63 cents to 66 cents. Due to this, there has been an influx of counterfeit stamp sellers posting ads on social media, offering discounts of up to 50% off the face value of a stamp. Learn how to protect yourself in our latest blog post.

As a member of a Credit Union, you're also an owner/shareholder. Without outside shareholders or investors trying to maximize profits at the expense of our members, credit unions can conduct business based on the best interest of the membership. Read more to see more differences between banks and credit unions.

Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

Do: Determine your actual credit score

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