Consumer & Specialty Loans
| Consumer Loans | ||||
| Effective Date: May 20, 2024 | ||||
| Type | APR | Monthly Payment per $1,000 | Term | Maximum Loan |
| APPLY CALCULATOR | ||||
| Unsecured Personal Loans | 9.49% | $32.03 | Up to 36 Months | $10,000.00 |
| 10.49% | $25.60 | Up to 48 Months | $10,000.00 | |
| Solar Loan | 10.49% | $21.49 | Up to 60 Months | $35,000.00 |
| Micro Heat Loan | 0.00% | $41.67 | Up to 24 Months | $2,000.00 |
| Standard Heat Loan | 0.00% | $11.90 | Up to 84 Months | $15,000.00 |
| Enhanced Heat Loan | 0.00% | $11.90 | Up to 84 Months | $25,000.00 |
| Super Heat Loan* | 0.00% | $11.90 | Up to 84 Months | $50,000.00 |
| Non-Owner Occupied Standard Heat Loan | 0.00% | $11.90 | Up to 84 Months | $25,000.00 |
| Non-Owner Occupied Super Heat Loan* | 0.00% | $11.90 | Up to 84 Months | $50,000.00 |
| * Only for heat pump installation | ||||
Overdraft Protection – 18.00% Fixed Annual Percentage Rate (APR)
Share Secured Loans – 3.00% over Primary Share Account Rate or Certificate of Deposit Rate. (IRA Certificates & IRA Share Accounts cannot be used as collateral. The collateral pledge must be 110% of loan amount requested.)
Rates subject to change at any time. Your Annual Percentage Rate (APR), Term and Approved Loan Amount may vary based on your credit worthiness. Advertised APR is the lowest rate available.