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With our dedicated home improvement loans, making your dream home a reality is within reach. Whether you're looking to remodel your kitchen, add a new bathroom, or transform your backyard into an oasis, our flexible and affordable financing options are here to support your vision.
Why Choose Our Home Improvement Loans...
- Flexible Repayment Terms: Enjoy repayment terms extending up to 20 years, allowing you to manage your budget effectively while making steady progress on your home improvements. Repayment terms up to 20 years
- Generous Loan Amounts: Borrow up to 90% of your home's tax-assessed value or up to 95% of its appraised value, minus any existing mortgage balance liens, to fund your renovation projects.
- No Closing Costs: Minimize your upfront expenses with no closing costs.
- No Early Repayment Penalties: Repay your loan early without any penalties, giving you financial freedom and flexibility.
- Simple Application Process: Our straightforward application process ensures you can get started on your renovation projects quickly and easily.
- Project Estimates Required: To help protect your investment, we require project estimates that detail the expected costs and scope of work for your home improvement projects. This ensures that the funds are allocated appropriately and your renovation goals are met efficiently.
- Property Valuation or Appraisal: Please note that property valuations or appraisals may be required to determine the accurate value of your home. The fees associated with property valuation or appraisal will be paid by the Credit Union, ensuring that you can proceed with your home improvement projects without additional financial burdens.
How It Works
- Apply Online or Visit a Branch: Fill out our easy-to-use online application form with details about your home and the improvements you wish to make.
- Get Approved: Our team will review your application and provide a prompt decision.
- Receive Funds: Once approved, you'll receive the funds to start your home improvement projects.
- Transform Your Home: Use the funds to make the necessary improvements and enjoy your enhanced living space.
- Repay Comfortably: Benefit from our flexible repayment terms and enjoy the peace of mind that comes from no early repayment penalties.
Ready to Get Started?
Take the first step toward transforming your home and enhancing your living experience. Apply now for our home improvement loans and turn your renovation dreams into reality!
*APR – Annual Percentage Rate. Rates subject to change at any time. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined. Maximum LTV requirements apply. Property insurance is required. Appraisal fee and/or flood insurance coverage may be required. No points or attorney fees are associated with this loan. Applicable Trust review and recording fees apply. Other restrictions may apply. Applicable Trust review and recording fees apply. Other restrictions may apply.