FRAUD PREVENTION AND SECURITY For security tips, visit our Online Security Resources.

Online Banking

ONLINE BANKING LOGIN
SCU Credit Union Go to main content
SHARE THIS:
Facebook Twitter Print

Visa® Signature Rewards

Life doesn’t stop, and neither does your spending. From your morning coffee to dinner with friends, utility bills, travel, and everything in between—why not earn valuable rewards for the things you already pay for daily? With the SCU Signature Rewards Credit Card, you can!

Our Signature Rewards Card offers flexible and generous rewards, designed to fit seamlessly into your lifestyle. Whether you're enjoying fine dining, planning your next getaway, or simply paying monthly bills, this card makes every dollar work harder for you.

For every dollar you spend, we make sure it pays you back. Here's how you can earn points towards the rewards you love most:

  • 5X Points on Utilities: Make those essential bills pay off*
  • 4X points is offered on Restaurants/Dining
  • 3X points is offered on Travel and Gas 
  • 2X points is offered on amusement and entertainment
  • All other net qualified eligible purchases will receive at least 1X points for each $1 spent

Oh, and here’s a bonus—when you open a new account, we’ll start you off with 2,500 bonus points to enjoy right away!

 

Beyond Rewards—Big Savings

This hassle-free credit card is not just about earning points. It also offers practical financial benefits that keep more money in your pocket.

  • 0% Introductory APR for 12 Months – Enjoy 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, the variable APR is as low as 17.99%**. A small balance transfer fee of 3% applies, but it’s capped at $75 per transfer.
  • No Annual Fee – Keep all the benefits and rewards without paying an annual fee.

With no annual fee and great perks, you can use your Signature Rewards Credit Card with confidence while focusing on finer things—like earning rewards for the life you already live.

Start Earning Rewards Today

Whether you’re ready to explore the incredible rewards or want to discover how the SCU Signature Rewards Credit Card can elevate your daily spending, the next step is easy. Visit your nearest SCU branch to speak with our team and get started, or apply online now from the comfort of your home.

Apply

Consumer Visa Credit Card Disclosure

Signature Rewards Program Details

*Limited to $5,000 in purchases annually, then 1% thereafter. Utilities include electric, gas, water, and sanitary. 
Terms and conditions apply. Points earning rates for various categories are subject to change. Eligible purchases are determined by merchant category codes.

** Introductory rate is not applicable to balances currently owed to the credit union.

 

Visa® Consumer Alerts

Visa Consumer Alerts offer a convenient way to manage your money and help protect you from fraud. Get alerts for:

  • large purchases
  • activity notifications
  • low balance warnings and more.

You choose the alerts you want to receive and how you want to receive them: text message or email.

Sign up for Consumer Alerts

Safest Way to Pay

The advent of digital wallets like Apple Pay, Google Pay, and Samsung Pay has transformed our approach to financial transactions.As we continue to embrace the benefits of these digital payment solutions, it's essential to consider the security they provide. These platforms incorporate advanced security features, such as tokenization and biometric authentication, to protect your financial information and offer a safe and convenient transaction experience.Linking your SCU Credit Union Visa Credit Card with a Digital Wallet is a smart move towards a more convenient and secure financial experience.