Put the Equity in Your Home to Work for You
Are you looking to tackle home improvements, consolidate debt, or manage major expenses without refinancing your low mortgage rate? Our Introductory Rate Home Equity Line of Credit (HELOC) is the perfect solution to unlock the potential of your home's equity. With our Premium HELOC, you can enjoy flexible, interest-only payments for up to 10 years before the repayment period begins. This gives you the freedom to manage your finances in a way that works best for you. Whether you're planning to finally renovate your kitchen, make a major purchase, cover unexpected emergencies, or simply consolidate high-interest debt, our HELOC offers a smart and efficient way to use your home's equity.
Information and Options
We lend up to 80% of the assessed value or up to 80% of the appraised value less the remaining balance on your first mortgage on 1-4 family owner occupied residences.
Our Introductory Rate Premium HELOC features interest only payment during the draw period.
With the Introductory Rate Standard Home Equity Line of Credit you pay principal and interest during draw and repayment periods.
We also offer low fixed-rate home improvement loans. We lend up to 90% of tax assessed value or up to 95% of the appraised value less applicable Mortgage Balance.