Your Dream Vacation Awaits - Start Saving Today
Planning a vacation is one of life’s most exciting endeavors. Whether you’re picturing yourself lounging on a pristine beach, exploring ancient ruins, or dining in a quaint European café, the anticipation of a getaway can bring immense joy. But to make that dream a reality, smart saving is essential. That's when an automated savings account comes into play.
Be Aware of These New Scams – Romance, Smishing and Impersonation
Scammers are becoming increasingly sophisticated in their attempts to steal personal and financial information. Here are some of the most prevalent scams targeting checking and savings accounts.
Worried about Check Fraud – Shred Your Checkbook
Is it time to start talking about shredding our checkbooks?
Beware of Callers Impersonating SCU Credit Union
Spoofing can make a call or text seem legitimate, displaying a familiar name or number on your caller ID.
What is a Draw Period - HELOCs Explained
Understanding the Draw Period of a Home Equity Line of Credit, or HELOC, will help you know if a HELOC is right for you.
Interest Only Payments - HELOCs Explained
With a Home Equity Line of Credit (HELOC), it's important to understand the difference between interest-only payments and principal and interest payments.
Make the right mortgage moves with SCU Credit Union
When you get your mortgage from us, you’ll always know where to go with questions. That’s because we service every home loan we make. Whether you’re making a payment or asking a question, you’ll work with the same friendly team throughout your loan.
Streamlining Your Finances: A Guide to Linking SCU Credit Union Cards with Apple Pay and Google Wallet
Discover the future of effortless transactions with SCU Credit Union! In this quick guide, learn how to link your SCU Credit Union Debit Mastercard and SCU Credit Union Visa Credit Card to Apple Pay and Google Wallet. Enjoy the convenience of contactless payments, enhanced security features, and real-time transaction alerts.
What You Need to Know About Government Shutdowns
Government shutdowns can have devastating consequences, impacting everyone from government employees to local communities. Learn about the effects of a government shutdown and how SCU Credit Union can help you in the event of a shutdown.
Protecting Yourself from Debt Collection Scams
Scammers are capitalizing on financial worries, using threats and manipulation to coerce victims into paying non-existent debts. Don't let fear and deception lead you into their traps. Learn how to spot these scams and safeguard your finances with our latest blog post.
What Do I Need to Know About the Recent Student Loan Changes?
With student loan payments set to resume in October, you're probably wondering what you need to know. Our latest blog post addresses your questions and provides essential information on dates, helpful links, and crucial next steps to take.
Should I Make A Credit Card Balance Transfer?
When used responsibly, credit cards offer convenience, security, and numerous financial benefits. However, if not managed carefully, they can lead to a cycle of high-interest debt. For individuals facing mounting credit card debt and struggling with high interest rates, a credit card balance transfer can be a game-changer. In this blog post, we'll explore the benefits of credit card balance transfers and how they can help you regain control of your finances.
Beware of Counterfeit Stamp Scams
The United States Postal Service recently raised the price of a First Class stamp from 63 cents to 66 cents. Due to this, there has been an influx of counterfeit stamp sellers posting ads on social media, offering discounts of up to 50% off the face value of a stamp. Learn how to protect yourself in our latest blog post.
What Makes a Credit Union Different?
As a member of a Credit Union, you're also an owner/shareholder. Without outside shareholders or investors trying to maximize profits at the expense of our members, credit unions can conduct business based on the best interest of the membership. Read more to see more differences between banks and credit unions.
Tips for Preparing a Post-College Budget
Graduating college is a major accomplishment that comes with huge life adjustments. The most important of all is setting aside a budget to pay for all of your expenses. Here are some useful tips to navigate the first steps of managing your post-college finances.
Don’t Get Caught in a Grandparent Scam
Grandparent scams exploit the special bond between grandparents and their grandchildren and take advantage of a a potentially vulnerable population. Stay safe by learning how these scams play out and steps you can take to avoid them.
Steps to Financial Wellness: Creating a Budget
A well-designed budget can provide you with a sense of financial security and freedom. But sticking to a budget can be easier said than done. Check out these helpful tips and tricks to setting a monthly budget.
The Benefits of Using Mobile Payments
Read on to see the benefits of using mobile payments!
Timeline of a Home Purchase
Read on to learn more about the timeline of a home purchase!
5 Must-Have Gadgets For Students
You’ve already got your laptop, tablet and, of course, your smartphone. What more can you need for school? Check out our list of 5 super-convenient gadgets that every student should know about.
Read on for our full list!
7 Steps To A Mid-Year Financial Checkup
It's time for a mid-year financial checkup! Take a look at your monthly budget and see if it needs any adjustments, and try to factor in any large expenditures coming up. Give yourself a financial checkup before the summer gets away from you.
Read on to learn all 7 of our steps to a mid-year financial checkup!
6 Ways to Finance a Home Renovation
Home renovations are a great way to make your old house feel new again. Whether it be a renovation just for the sake of change, or a necessary change due to an unexpected emergency, SCUCredit Union may be able to help. We are suggesting 6 Ways that SCU Credit Union could finance your home renovations and providing options that are attractive and sutiable to different member needs or financial situations.
Read on to find out how SCU Credit Union could help finance your home renovations.
8 Ways to Spot a Home Improvement Scam
If springtime has you wanting to spruce up your home, beware of home repair scams! The scammers will take your money then do shoddy work, leave the work unfinished or simply never show up at all.
Read on to learn how you can avoid being a victim and spot a scammer right way!
All You Need to Know About Buying a Used Car
If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride!
Step 1: Crunch the numbers
How Many Credit Cards Should I Own?
Hopefully, you’re working hard to keep a high credit score by using your cards and paying on time. You may be wondering, though, if more is better. Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score?
Debit Card Safety
How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Let’s explore when and how to use your debit card.
Daily Worth
If you’re a young parent trying to make sense of the stock market in between grocery shopping and PTA meetings, you likely don’t have the time or headspace for the in-depth articles on sites like Investopedia and Bankrate. And yet, mommy-brain notwithstanding, you don’t feel comfortable plunking down your money without first reading up on your investment of choice.
FAQs About Share Secured Loans
Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low-interest rate plus credit building and repair:
1.) What are share secured loans?
Ready, Set, Go...to College
It may seem like yesterday when you were sending your child off to preschool. And now you’re preparing him for college!
The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates.
The Dos and Don'ts of Credit Repair
Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.
Do: Determine your actual credit score
How To Be Smart About Student Loans
There is one thing you can start doing this year to take away a lot of stress in your 20s.
Put Your Trust In A Trust: 4 Reasons Trust Accounts Make Sense For You
A trust is a private contract that is living.
3 Common Changes That Might Mean It's A Good Time To Refinance Your Vehicle
Buying A Home In Today's Economy
The only thing certain about today’s economy is that it is uncertain.
Traditional Electricity Production vs. Solar Electricity Production
It is important to know how your current electricity is being produced.
Leasing vs. Buying A Car
Here are some things to think about before making that decision.
Do's And Don'ts When Preparing Your Taxes
You need to be aware of some potential pitfalls that you could easily fall into.
Credit Cards Or Debit Cards - What's The Smartest Swipe?
Which one should you use? The answer depends largely upon your lifestyle.
Beware The Boom: Diversify Your Portfolio To Protect From The Bust
There’s always a “next big thing” in investing