Limited Time Offer - Home Equity Loan

Rates as low as 5.250% APR*

Unlock the Potential in Your Home with SCU Credit Union

Your home is more than just a place to live—it can be a resource to help you achieve your goals. Whether you're funding a renovation, consolidating debt, or making a big purchase, SCU Credit Union's Home Equity Loan offers competitive rates and flexible terms to fit your needs.

No Closing Costs or Pre-Payment Penalty – Save money upfront and pay off your loan early without extra fees.
Budget friendly – A home equity loan comes with fixed monthly payments, so you’ll always know what to expect.
Personalized Support Every Step of the Way – From application to closing, our team is here to guide you and answer any questions, making the process seamless and stress-free.

A Local Partner You Can Trust

At SCU Credit Union, we’ve been serving local homeowners in Sharon, Mansfield, North Attleboro, Foxborough, East Walpole, Taunton, Brockton and everywhere in between for years. Our expert loan representatives take the time to understand your needs and provide guidance every step of the way.

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Limited-Time Offer – Apply Today!

Home Equity Loan
Effective Date: January 9, 2025
Combined Loan-to-Value (CLTV) 80% or Lower
Term	APR*	Monthly Payment per $1,000
APPLY CALCULATORS
1-5 Years	5.250%	$18.99
6-10 Years	5.500%	$10.85
11-15 Years	6.250%	$8.57
16-20 Years	7.000%	$7.75
21-25 Years	7.250%	$7.23
*APR=Annual Percentage Rate. Rates subject to change at any time. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined. If an equity loan is secured by a first lien on the property, the payments shown do not include amounts for taxes and insurance premiums and, if applicable, the actual payment obligation will be greater. Maximum LTV requirements apply. Property insurance is required. Appraisal fee and/or flood insurance coverage may be required. No points or attorney fees are associated with this loan. Applicable Trust review and recording fees apply. Other restrictions may apply.

Not a member yet?

Membership in SCU Credit Union is open to people residing or employed in the counties of Norfolk, Suffolk, Middlesex, Plymouth, Barnstable or Bristol of the Commonwealth of Massachusetts and Providence, Bristol and Newport counties of the State of Rhode Island. Additionally, family members of eligible persons may apply for membership regardless of location. A family member shall include a spouse, son, daughter, mother, father, sister, brother, aunt, uncle, cousin, grandparent, or grandchild.

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Joining is simple!

Why join SCU Credit Union? Because membership is more than being just a customer. You are part-owner of a financial cooperative that strengthens and builds the communities around you. Keeping your money in a community credit union helps your neighbors and local businesses reach their financial goals and prosper. To become a member, all you need is a $5.00 Savings Account. You can open your account online or stop by a branch near you.

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