Big or small. DIY or professional. Home improvements come in all shapes and sizes. Your home improvement project is unique and your financing should be too! At SCU Credit Union, we have a range of financing options to choose from. Pick which one works best for you and your project.
If you're not sure which product is right for you, speak with one of our Mortgage Consultants to help you determine which option fits your needs (and wants) best!
Apply online today!
Home Equity Loan
Rates as low as
6.250% APR*
For up to 60 months
Put the investment into your home to work for you with a home equity loan. Great for big projects!
Home Improvement Loan
Rates as low as
7.250% APR*
For up to 60 months
Still growing your home's equity? A home improvement loan may be better for you.
Personal Loan
Rates as low as
9.49% APR*
For up to 36 months
An unsecured personal loan can take care of smaller home improvement projects.
*Rate subject to change at any time. Your Annual Percentage Rate (APR), Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined. Membership eligibility required. Home Equity Loan: If an equity loan is secured by a first lien on the property, the payments shown do not include amounts for taxes and insurance premiums and, if applicable, the actual payment obligation will be greater. For 60 monthly payments at 6.250% APR on a Home Equity Loan, the repayment amount would be $19.45 per $1,000 borrowed. Borrow up to 80% of the assessed value or up to 80% of the appraised value less the remaining balance on your first mortgage on 1-4 family owner occupied residences. Home Improvement Loan: Property insurance is required. Appraisal fee and/or flood insurance coverage may be required. No points or attorney fees are associated with this loan. Applicable Trust review and recording fees apply. Maximum LTV requirements apply. Other restrictions may apply. For 60 monthly payments at 7.250% APR on a Home Equity Loan, the repayment amount would be $19.92 per $1,000 borrowed. Borrow up to 80% of tax assessed value or up to 95% of the appraised value less applicable Mortgage Balance Liens. Unsecured Personal Loan: Advertised APR is the lowest rate available. For 36 monthly payments at 9.49% APR, the repayment amount would be $32.03 per $1,000 borrowed. SCU Credit Union 1300 Belmont Street Brockton, MA 02301
